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file000127353638My older brother is deeply into politics, and I’m quite surprised that he didn’t go into it as a career. Given the chance, he would have an in-depth conversation about politics, who is running the country, and who he thinks should be elected for [Insert position here]. The fact is that he would be more than happy to talk all day long about it, but I wouldn’t. I don’t get very involved in politics, I certainly have my opinions, but I’m just happy to vote when it’s required and talk briefly to a select few about my opinions.

Is politics boring?

A lot of people don’t seem that interested in politics at all, in fact they can become quite bored by it. Many people tell others that politics don’t affect them at all, and they have nothing to do with their lives. Well to be honest, although the interest may not be there, the fact of the matter is that politics can and do affect our daily lives, more so than we think.

If you have ever complained about what time clubs shut, then you’re discussing a political issue. Clubs usually have their licences given to them by local councils, as do bars and clubs. If you want your favorite club to stay open for a few more hours, contact your local council, and be prepared to talk politics,

Sunday trading in the UK

I recently heard that stores in the UK are thinking of opening all day on a Sunday. Current laws state that they can only stay open for up to 6 hours a day. This is now being challenged as it could potentially mean more money goes into the economy, and more jobs are created. This is a political issue. It means that British people will no longer have to buy groceries at the last minute before the stores shut, nor will they have to wait until Monday before they can buy the best rechargeable flashlight or a new TV from the electrical store.

Firearms

In some states you have to display any firearms that you’re carrying, in other states you don’t. This is all down to a matter of politics, so if you want to discuss the issue with someone, then contact a local politician or your local council.

The subject of politics seems to affect us in a lot of different ways, perhaps more than we originally imagined. While most people won’t go into a long debate about politics, some of the issues raised by politicians can and do affect our daily lives.

Although you may not be an avid fan of the political world, it doesn’t hurt to have a brief understanding of the issues that are hot right now.

 

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If you have been watching or listening to the news lately, you will no doubt have heard about the recent plans for tax credits. Working tax credits are awarded to those who work more than 30 hours a week, and currently have an annual income of less than £6,420 per household.

Of course, if you earn more than the above amount, you may still qualify for working tax credits, but you are likely to receive less. You may also be entitled to child tax credit, depending on your annual income, and how many children you have. But the current threshold figures are about to change, and it’s these figures that are causing an uproar through-out the UK.

What are the changes?

Recently the government has announced there will be changes in the amount of tax credits that are being paid out. In April 2016, the threshold for working tax credits will go down to just over £3,000 a year. This means that any household that earns more than £3,000 a year will see a reduction in how much tax credit that are paid as of April 2016. Basically, the higher your wages are, the less working tax credit you will be paid. This is likely to affect millions of households all around the country, and it could leave some people struggling to make ends meet.

Changes to child tax credit

Proposed changes to child tax credits suggest that those who have more than 2 children under a certain age, will not get credit for every child. Families with children will now only be paid credits for the first two children, but not any proceeding children who come along. This too is likely to cause monetary difficulties, as having children can be very expensive.

So what can we do?

Unfortunately, there is very little that we can do about the situation. If the government decide to go ahead and make these changes, we will just have to put up with them and do the best we can. So what does the future hold for workers and families? I imagine that a lot of people will struggle even more so than they currently are. I suspect there will be doctors surgeries and other modular healthcare buildings full of people who are simply struggling to put food on the table, and have therefore started to suffer because of it.

Learning to make ends meet

The fact of the matter is that a lot of people will have to learn how to make ends meet. We will have to work out how to pay the bills and feed our families, while having less money in our pockets and bank accounts.

My advice

My advice to you is to try to make savings where you can. Cut down on unnecessary expenditures, and try to cook meals from scratch as this is a cheaper option. Give up smoking and cut down on alcohol consumption. Get rid of those TV subscription deals, and learn to wear an extra layer when it gets cold, rather than automatically putting the heating on.

I think the sooner we get used to spending less money, the sooner we will become used to it. Yes, things may become tough, but we can get through this, by doing what we can and sticking together.